That means you could get better or worse terms on your loans.
The score a lender sees can depend on the type of loan you're getting.
There are 49 different FICO scores to determine how risky you are.
The CFPB says we don't have any way to know which score the lender is using and how it jives with the report we buy from the credit bureaus.
The agency says consumers should shop around in case the lender sees a higher score than they think they have.